ClearFile is an AI underwriting agent that reads mortgage files, checks every FHA, VA, and conventional guideline, and tells you exactly what's missing. Built by underwriters, for underwriters.
Upload a Loan File →DE underwriters spend hours per file doing the same compliance checks, cross-referencing the same HUD guidelines, writing the same condition letters. The work is critical. It shouldn't be slow. ClearFile handles the reading so you handle the decisions.
Upload a complete loan file. ClearFile reads every page: paystubs, W-2s, bank statements, tax returns, appraisals, title work, AUS findings. Nothing gets missed.
Every data point checked against current FHA, VA, and conventional guidelines. Income calculations, DTI ratios, asset requirements, property eligibility. Automatic and accurate.
Missing documents, unsourced deposits, employment gaps. ClearFile identifies every condition and drafts the condition letter. You review and approve.
ClearFile doesn't replace underwriters. It gives them back the hours they spend on paperwork so they can focus on the loans that actually need judgment.
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